THE BANK

More than a bank.

More than just a bank, a bank with an economic and social role, committed to defending social, economic and environmental sustainability and contributing to the country's prosperity. 

Who we are.

Founded in 1844, Banco Montepio is the oldest Portuguese financial institution, unique in the national financial panorama due to its origin and mutualist foundation. A universal, intergenerational, interclass and multicultural bank, providing financial services to private customers, companies and institutions in the social sector, at all stages of their life cycle.

Our mission.

Make a difference in the lives of each person, families, companies and social economy institutions in order to actively contribute to a more conscious and supportive present, and cooperate in building a more sustainable future for future generations.

Our values.

With a long path covered and with humanistic values, since 1844. Democracy, freedom, independence and solidarity are mutualist principles, which are at the genesis of this 100% Portuguese bank with mutualist inspiration. And there are values that are in our identity, in our culture, and in our brand – that guide us every day, in every action and decision – and that help us fulfill our purpose. 

  • Proximity, every day.
  • Trust, since 1844.
  • Solidity, a commitment.
  • Transparency, an attitude.
  • Tradition, in our legacy.
  • Innovation, in our blood.
  • Inclusion,  in our soul..

So much, in a single brand signature: Values that Grow with You.

Banco Montepio in Portugal and the World.

 Banco Montepio serves more than 1.3 million customers in mainland Portugal, the Autonomous Regions of Madeira and the Azores, and throughout the world. Headquartered on Rua Castilho, in Lisbon, the institution has a network of more than 200 branches nationwide and representation in France, Germany, Switzerland, Canada and the United States of America, in the cities of Paris, Frankfurt, Geneva, Toronto and Newark, respectively, to support Portuguese communities.

Our people.

We are a bank with the soul of people and these are our people and their stories. The people who work every day to make a difference in your life. Now, you can get to know them even better.

Recognition.

The best recognition comes from the market, which we have tried to serve in the best way possible for almost two centuries. We receive these recognitions with great humility, and with the commitment that we will seek to be better every day. Thank You!

2023

Superbrands

Banco Montepio is a Superbrands, for the 14th time. Attitude and determination don't depend on lucky numbers. Throughout our 179 years, we have been strengthening the value of our brand, which results in consumer recognition. We will continue to be here, alongside families, businesses and social economy entities. This prize is the sole responsibility of the entity that awarded it.

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2024

Escolha Acertada pela DECO PROTeste

Banco Montepio's Home Credit was also distinguished by DECO PROTeste as the “Right Choice” for 2024.

According to DECO, among the 13 banking brands analyzed, Banco Montepio's Home Credit offer remains the best in terms of price-quality ratio, whether with associated sales or without associated sales.

DECO PROTeste analyzed the offer from 13 banks for a loan of 200 thousand euros, 30 years, variable rate, with a financing-guarantee ratio of 80%. Associated sales considered: salary domiciliation, insurance, debit and credit cards and payment domiciliation.

This prize is the sole responsibility of the entity that awarded it.

2024

Escolha do consumidor

For the 3rd consecutive time, Banco Montepio is the “No. 1 Brand in Consumer Choice” in the Home Credit category.

A distinction awarded by ConsumerChoice, which included the evaluation of 12 banking brands and involved 1,755 consumers.

Banco Montepio recorded a final score of 79% and a recommendation score of 81%, and led in the dimensions: Attributes, Benefits, Values and Emotions. Data was collected between June and December 2023.

This prize is the sole responsibility of the entity that awarded it.

2024

Cinco Estrelas Sustentabilidade

Banco Montepio was distinguished, for the second consecutive year, with the Five Star title in the Banking – Sustainability category.

The institution recorded an overall satisfaction of 79.20%, after evaluating the following attributes: Satisfaction with Experimentation; Price-Quality relationship; Recommendation intention, Brand Trust and Innovation.

Distinction awarded by Five Stars Consulting, which implemented the Five Stars methodology, evaluated 5 banking brands, involving 1347 consumers, between May and September 2023.

More information at five-stars.pt.

This prize is the sole responsibility of the entity that awarded it.

2022

Company with the best corporate reputation

Banco Montepio is one of the 100 companies with the best corporate reputation in Portugal and appears in the 56th position. According to the description of the ranking, Merco is the benchmark corporate monitor in Latin America that evaluates the reputation of companies since 2000. It is a reputational assessment tool launched in 2000, based on a multi-stakeholder methodology composed of six assessments and more than twenty sources of information. This distinction is the sole responsibility of the entity that awarded it.

2021

Pioneers in de-carbonization in banking

In 2021, Banco Montepio and Associação Mutualista received the Green Fleet of the Year award from Fleet Magazine. This category distinguishes the business project to improve the energy efficiency of its car fleet. This recognition follows the Montepio Group having started, in 2019, a process of replacing the fossil fuel car fleet of the various companies with a green fleet, positioning itself as the first financial group Portuguese to decarbonize. This prize is the sole responsibility of the entity that awarded it.

2021

Activist in sustainable development

APEE – Portuguese Association of Business Ethics distinguished Banco Montepio by awarding an honorable mention in the "Community" category, recognizing the implementation of good governance policies and models during 2021, which create value for its stakeholders and actively contribute to sustainable development. This prize is the sole responsibility of the entity that awarded it.

2020

Mortgage loan campaign distinguished

Banco Montepio's mortgage loan campaign won three distinctions in the last 2020 edition of the Lusophone Creativity Awards. The awards were received in the following categories:

 

TV & Cinema – "TV Movie" and "Campaign"

Digital - "Film for Web"

This prize is the sole responsibility of the entity that awarded it.

Banco Montepio.

More than a bank, the bank of all people's causes.