Term deposits
Grow your savings.
Discover our term deposits, which allow you to save with a pre-defined interest rate and for a fixed period of time, without risking your capital.
Indicate the initial amount to be invested and calculate the maturity amount at the end of each deposit.
Allows reinforcements
Interest Capitalization
Periodic Interest
Term >= 1 year
Savings Savings 3 Months
Ideal for short-term savings. Available through Montepio24 and counters.
- Time Frame: 3 months
- Renewable: Yes
- Min. Fee: 500€
- Max.: 500.000€
- Reinforcements: No
- Deployable: Yes
- TANB: 3,500%
AMOUNT AT THE END OF THE TD
AMOUNT NOT APPLICABLE
Savings Savings 6 Months
Ideal para as poupanças a curto prazo. Exclusivo para clientes aderentes ao Montepio24.
- Time Frame: 6 months
- Renewable: Yes
- Min. Fee: 500€
- Max.: 500.000€
- Reinforcements: No
- Deployable: Yes
- TANB: 3,500%
AMOUNT AT THE END OF THE TD
AMOUNT NOT APPLICABLE
12 Month Savings
Savings safely. Available through Montepio24 and branches.
- Time Frame: 12 months
- Renewable: Yes
- Min. Fee: 500€
- Max.: 500.000€
- Reinforcements: No
- Deployable: Yes
- TANB: 3,500%
AMOUNT AT THE END OF THE TD
AMOUNT NOT APPLICABLE
12 Month Savings
Exclusive for new capitals. Available through Montepio24 and branches.
- Time Frame: 1 year
- Renewable: No
- Min. Constitution: €25,000
- Max.:-
- Reinforcements: No
- Deployable: No
- TANB: 3,600%
AMOUNT AT THE END OF THE TD
AMOUNT NOT APPLICABLE
M24 Savings
Total flexibilidade na forma de pagamento de juros. Disponível exclusivamente através do Montepio24.
- Time Frame: 30 to 180 days
- Renewable: Yes
- Min. Constitution: 125€
- Max.:-
- - Reinforcements: Yes
- Deployable: Yes
- TANB: 0.75%
AMOUNT AT THE END OF THE TD
AMOUNT NOT APPLICABLE
Active Savings
Plano de poupança definido por si. Disponível através do Montepio24 e balcões.
- Time Frame: 1 year
- Renewable: Yes (only 1 time)
- Min. Constitution: 25€
- Max.: 100.000€
- - Reinforcements: Yes
- Deployable: Yes
- TANB: 1st year: 1,000% / 2nd year: 2,000%
AMOUNT AT THE END OF THE TD
AMOUNT NOT APPLICABLE
Super Savings
Earn interest every six months with increasing returns. Available through Montepio24 and branches.
- Time Frame: 3 years
- Renewable: No
- Min. Constitution: €2,500
- Max.: 500.000€
- Reinforcements: No
- Deployable: Yes
- Average TANB: 2.75%
AMOUNT AT THE END OF THE TD
AMOUNT NOT APPLICABLE
Special Youth Savings
Savings for young people aged 18 to 30. Available through Montepio24 and branches.
- Time Frame: 1 year and 1 day
- Renewable: Yes
- Min. Constitution: 25€
- Max.: 20.000€
- - Reinforcements: Yes
- Deployable: Yes
- TANB: 2,750%
AMOUNT AT THE END OF THE TD
AMOUNT NOT APPLICABLE
Savings by Goals
Savings built with the amount and frequency of reinforcements you desire. Available through Mealheiro Digital (the Digital Piggy-Bank).
- Time Frame: 30 to 360 days
- Renewable: Yes
- Min. Constitution: 5€
- Max.: 100.000€
- - Reinforcements: Yes
- Deployable: Yes
- TANB: 0.750%
AMOUNT AT THE END OF THE TD
AMOUNT NOT APPLICABLE
Exclusive Savings
Exclusive for customers with Mortgage Loans. Available through Montepio24 and counters.
- Time Frame: 1 year
- Renewable: No
- Min. Constitution: €5,000
- Max.: 150.000€
- Reinforcements: No
- Deployable: No
- TANB preferred: 3,500%
- TANB Standard: 1,500%
AMOUNT AT THE END OF THE TD
AMOUNT NOT APPLICABLE
Savings Grow 1 Year
For younger customers, from 0 to 17 years old. Available through Montepio24 and branches.
- Time Frame: 1 year
- Renewable: Yes
- Min. Constitution: 25€
- Max.:-
- - Reinforcements: Yes
- Deployable: Yes
- TANB: 1,500%
AMOUNT AT THE END OF THE TD
AMOUNT NOT APPLICABLE
Savings grow 3 years
For younger customers, from 0 to 17 years old. Available through Montepio24 and branches.
- Time Frame: 3 years
- Renewable: No
- Min. Fee: 500€
- Max.: €50,000
- Reinforcements: No
- Deployable: Yes
- Average TANB: 2,750%
AMOUNT AT THE END OF THE TD
AMOUNT NOT APPLICABLE
Special Savings Non-Residents
Exclusive for customers not resident in Portugal. Access to the Pestana Premium Check-in Voucher Campaign. Available through Montepio24, branches. and Representative Offices.
- Time Frame: 3 years
- Renewable: No
- Min. Constitution: €25,000
- Max.: 500.000€
- Reinforcements: No
- Mobilizable: From the 2nd year
- Average TANB: 3,000%
AMOUNT AT THE END OF THE TD
AMOUNT NOT APPLICABLE
Savings for retirement.
Extra security for your savings.
Indicative simulation of the accumulated value at the end of the TD, considering a tax retention rate of 28%, corresponding to private customers resident in Portugal and, in the case of Special Non-Resident Savings, to non-resident private customers. The amounts are not binding and are always subject to the features of each deposit and customer, namely the information contained in the Standardised Information Sheet.